Vermont Trucking Insurance Requirements
Insurance requirements and costs for trucking in Vermont.
Minimum Liability and Coverage
Vermont follows federal minimums: $750,000 for general freight, $1 million for hazmat. Vermont follows a modified comparative fault system (51% bar). Total annual insurance for a Vermont owner-operator runs $10,000-$17,000. Primary liability averages $7,000-$12,000. The state's small population and rural character produce moderate jury verdicts. Workers' comp is required for all employers — premiums average $10-$15 per $100 of payroll. Owner-operators need occupational accident insurance at $130-$350/month.
FAQs — Vermont Trucking Insurance
Primary liability averages $7,000-$12,000 annually. Total insurance runs $10,000-$17,000. Vermont's rural character and moderate courts help keep costs reasonable for New England. Workers' comp averages $10-$15 per $100 of payroll.