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How much can dump truck owner-operators earn in Minnesota (MN)? Estimated rates, gross and net monthly income, cost of living impact, fuel costs, and top lanes in the Midwest region.
Rate Per Mile
$3.47
+6.8% vs national
Est. Gross Monthly
$15,615
-43.5% vs national
Est. Net Monthly
$8,341
After COL-adjusted expenses
| Metric | Minnesota | National Avg | Diff |
|---|---|---|---|
| Rate/Mile | $3.47 | $3.25 | +6.8% |
| Gross Monthly | $15,615 | $27,625 | -43.5% |
| Est. Net Monthly | $8,341 | $17,956 | -53.5% |
| Cost of Living | 108 (Above Average) | 100 (Baseline) | +8% |
| Fuel Tax | 28.5c/gal | ~32c/gal | Below avg |
Minnesota has a roughly average cost of living (index 108). Dump Truck rates of $3.47/mile translate well to real purchasing power. Operating expenses are in line with national norms, making MN a balanced market for dump truck owner-operators.
| Category | Est. Monthly | % of Gross |
|---|---|---|
| Fuel | $2,698 | 17.3% |
| Insurance | $625 | 4.0% |
| Truck Payment / Lease | $1,800 | 11.5% |
| Maintenance & Repairs | $625 | 4.0% |
| Tires | $300 | 1.9% |
| Permits & Licenses | $162 | 1.0% |
| Food & Living | $864 | 5.5% |
| Phone / Software | $200 | 1.3% |
| Total Expenses | $7,274 | 46.6% |
| Net Take-Home | $8,341 | 53.4% |
Expenses adjusted for Minnesota's cost of living index (108). Actual costs vary by individual circumstances.
Minnesota's fuel tax of 28.5 cents/gallon is below the national average (~32c), giving dump truck carriers a fuel cost advantage. At 5-6 MPG, this saves approximately $53/month compared to higher-tax states. Combined with moderate freight volume, MN offers solid margin potential.
| State | Rate/Mile | Gross/Mo | Fuel Tax |
|---|---|---|---|
| Minnesota (MN) | $3.47 | $15,615 | 28.5c |
| Illinois (IL) | $3.60 | $16,200 | 46.7c |
| Indiana (IN) | $3.52 | $15,840 | 33.0c |
| Iowa (IA) | $3.25 | $14,625 | 30.0c |
| Kansas (KS) | $3.23 | $14,535 | 24.0c |
A good dispatch service can boost your per-mile rate by $0.15-$0.40 through better load negotiation, reduced deadhead, and detention pay recovery.