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How much can dry van owner-operators earn in Minnesota (MN)? Estimated rates, gross and net monthly income, cost of living impact, fuel costs, and top lanes in the Midwest region.
Rate Per Mile
$2.61
+6.5% vs national
Est. Gross Monthly
$22,185
+6.5% vs national
Est. Net Monthly
$13,251
After COL-adjusted expenses
| Metric | Minnesota | National Avg | Diff |
|---|---|---|---|
| Rate/Mile | $2.61 | $2.45 | +6.5% |
| Gross Monthly | $22,185 | $20,825 | +6.5% |
| Est. Net Monthly | $13,251 | $13,536 | -2.1% |
| Cost of Living | 108 (Above Average) | 100 (Baseline) | +8% |
| Fuel Tax | 28.5c/gal | ~32c/gal | Below avg |
Minnesota has a roughly average cost of living (index 108). Dry Van rates of $2.61/mile translate well to real purchasing power. Operating expenses are in line with national norms, making MN a balanced market for dry van owner-operators.
| Category | Est. Monthly | % of Gross |
|---|---|---|
| Fuel | $3,834 | 17.3% |
| Insurance | $887 | 4.0% |
| Truck Payment / Lease | $1,800 | 8.1% |
| Maintenance & Repairs | $887 | 4.0% |
| Tires | $300 | 1.4% |
| Permits & Licenses | $162 | 0.7% |
| Food & Living | $864 | 3.9% |
| Phone / Software | $200 | 0.9% |
| Total Expenses | $8,934 | 40.3% |
| Net Take-Home | $13,251 | 59.7% |
Expenses adjusted for Minnesota's cost of living index (108). Actual costs vary by individual circumstances.
Minnesota's fuel tax of 28.5 cents/gallon is below the national average (~32c), giving dry van carriers a fuel cost advantage. At 5-6 MPG, this saves approximately $53/month compared to higher-tax states. Combined with moderate freight volume, MN offers solid margin potential.
| State | Rate/Mile | Gross/Mo | Fuel Tax |
|---|---|---|---|
| Minnesota (MN) | $2.61 | $22,185 | 28.5c |
| Illinois (IL) | $2.70 | $22,950 | 46.7c |
| Indiana (IN) | $2.66 | $22,610 | 33.0c |
| Iowa (IA) | $2.44 | $20,740 | 30.0c |
| Kansas (KS) | $2.43 | $20,655 | 24.0c |
A good dispatch service can boost your per-mile rate by $0.15-$0.40 through better load negotiation, reduced deadhead, and detention pay recovery.