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Rate Range
2-5%
Advance Rate
90-95%
Contract
Flexible — month-to-month available
Founded
1969
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Riviera Finance is one of the oldest factoring companies in the US (founded 1969), serving multiple industries including trucking. Their decades of experience bring stability and straightforward terms, but their technology and trucking-specific features lag behind purpose-built competitors like RTS and OTR Solutions. A reliable, old-school factoring partner.
Riviera Finance is a stable, reliable factoring company with over 50 years of history and genuinely flexible contract terms. However, their lack of trucking-specific features (no fuel card, no modern mobile app, no load board integration) means trucking carriers get less value compared to purpose-built competitors like RTS or OTR Solutions. Best for carriers who prioritize stability and flexible terms over technology and industry-specific perks.
Factoring Rate
2-5%
Advance Rate
90-95%
Minimums
No minimums on most plans
Contract
Flexible — month-to-month available
Recourse factoring at 2-3.5%. Non-recourse at 4-5%. No minimum volume requirements on most plans. Flexible contract terms with month-to-month options. Advance rates are slightly lower than trucking-specialist competitors but terms are transparent.
| Same-Day Funding | |
| Non-Recourse | |
| Fuel Card | |
| Free Credit Checks | |
| No Minimums | |
| No Long-Term Contract | |
| Mobile App | |
| Broker Verification | |
| Fuel Advances | |
| Collections Included |
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