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Rate Range
2.5-5%
Advance Rate
90-95%
Contract
12 month contract typical
Founded
2004
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Triumph Pay (backed by Triumph Financial, a NASDAQ-listed bank) combines freight factoring with banking services. This unique positioning allows carriers to manage factoring, business banking, and payment processing through a single financial partner. Best suited for growing fleets that want integrated financial services rather than standalone factoring.
Triumph Pay is a solid choice for growing fleets that want an integrated financial partner for factoring and banking. The Triumph Financial backing provides stability, and the bundled services add genuine convenience. However, for carriers who just need straightforward factoring at the best rate, simpler, cheaper options exist. Best for fleets that value the all-in-one financial relationship.
Factoring Rate
2.5-5%
Advance Rate
90-95%
Minimums
$5,000/month minimum
Contract
12 month contract typical
Standard recourse rates at 2.5-3.5%. Non-recourse at 4-5%. Advance rates of 90-95% on verified brokers. Bundled with Triumph banking products for potential savings on other financial services. Volume discounts for fleets factoring $50K+/month.
| Same-Day Funding | |
| Non-Recourse | |
| Fuel Card | |
| Free Credit Checks | |
| No Minimums | |
| No Long-Term Contract | |
| Mobile App | |
| Broker Verification | |
| Fuel Advances | |
| Collections Included |
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