Loading...
Loading...
Rate Range
2-5%
Advance Rate
90-95%
Contract
12-24 month contracts standard
Founded
1996
Affiliate Disclosure: Some links on this page are affiliate links, meaning we may earn a commission at no extra cost to you if you sign up through our link. This does not influence our ratings or rankings. Our editorial team independently evaluates every service based on transparent scoring criteria. We are committed to honest, unbiased reviews — see our editorial policy for details.
Crestmark (now part of MetaBank/Pathward) combines banking services with factoring, offering carriers a single financial partner for business accounts and invoice factoring. However, their trucking-specific features are limited compared to dedicated trucking factoring companies, and the banking integration adds complexity that not all carriers need.
Crestmark makes sense for established carriers who want their banking and factoring under one roof with a regulated financial institution. The banking stability is real, but the lack of trucking-specific features, higher minimums, and longer contracts make them a tough sell against purpose-built trucking factoring companies. Most carriers will get better value and more relevant features from RTS, OTR Solutions, or Apex Capital.
Factoring Rate
2-5%
Advance Rate
90-95%
Minimums
$10,000/month minimum typical
Contract
12-24 month contracts standard
Recourse factoring at 2-3.5% for established carriers with volume. Non-recourse at 4-5%. Higher minimum volume requirements than most trucking-focused competitors. Contract terms of 12-24 months are standard. Combined banking-factoring packages may offer rate benefits.
| Same-Day Funding | |
| Non-Recourse | |
| Fuel Card | |
| Free Credit Checks | |
| No Minimums | |
| No Long-Term Contract | |
| Mobile App | |
| Broker Verification | |
| Fuel Advances | |
| Collections Included |
Considering Crestmark?
Drop your email — we'll send the latest Crestmark pricing tiers + a direct demo signup link. You'll know what you're paying before the vendor calls you.
One email. We don't share your address with vendors unless you tell us to.
Used Crestmark? Share your real-world experience to help fellow truckers make informed decisions.