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How much can reefer owner-operators earn in New Hampshire (NH)? Estimated rates, gross and net monthly income, cost of living impact, fuel costs, and top lanes in the Northeast region.
Rate Per Mile
$3.28
+17.1% vs national
Est. Gross Monthly
$29,520
+24.0% vs national
Est. Net Monthly
$17,654
After COL-adjusted expenses
| Metric | New Hampshire | National Avg | Diff |
|---|---|---|---|
| Rate/Mile | $3.28 | $2.80 | +17.1% |
| Gross Monthly | $29,520 | $23,800 | +24.0% |
| Est. Net Monthly | $17,654 | $15,470 | +14.1% |
| Cost of Living | 115 (High) | 100 (Baseline) | +15% |
| Fuel Tax | 22.2c/gal | ~32c/gal | Below avg |
New Hampshire's high cost of living (index 115) means your dollars don't stretch as far. While reefer rates are above the national average at $3.28/mile, elevated food, lodging, and living expenses reduce your effective take-home pay. Owner-operators based in NH should aim for higher per-mile rates to compensate.
| Category | Est. Monthly | % of Gross |
|---|---|---|
| Fuel | $6,111 | 20.7% |
| Insurance | $1,181 | 4.0% |
| Truck Payment / Lease | $1,800 | 6.1% |
| Maintenance & Repairs | $1,181 | 4.0% |
| Tires | $300 | 1.0% |
| Permits & Licenses | $173 | 0.6% |
| Food & Living | $920 | 3.1% |
| Phone / Software | $200 | 0.7% |
| Total Expenses | $11,866 | 40.2% |
| Net Take-Home | $17,654 | 59.8% |
Expenses adjusted for New Hampshire's cost of living index (115). Actual costs vary by individual circumstances.
New Hampshire's fuel tax of 22.2 cents/gallon is below the national average (~32c), giving reefer carriers a fuel cost advantage. At 5-6 MPG, this saves approximately $147/month compared to higher-tax states. Combined with low freight volume, NH offers solid margin potential.
| State | Rate/Mile | Gross/Mo | Fuel Tax |
|---|---|---|---|
| New Hampshire (NH) | $3.28 | $29,520 | 22.2c |
| Connecticut (CT) | $3.19 | $28,710 | 25.0c |
| Delaware (DE) | $3.30 | $29,700 | 22.0c |
| Maine (ME) | $3.22 | $28,980 | 30.0c |
| Maryland (MD) | $3.56 | $32,040 | 27.1c |
A good dispatch service can boost your per-mile rate by $0.15-$0.40 through better load negotiation, reduced deadhead, and detention pay recovery.