Wisconsin Trucking Insurance Requirements
Insurance requirements and costs for trucking in Wisconsin.
Minimum Liability and Coverage
Wisconsin follows federal minimums: $750,000 for general freight, $1 million for hazmat. Wisconsin follows a modified comparative fault system (51% bar). Total annual insurance runs $9,500-$16,500. Primary liability averages $7,000-$12,000. Milwaukee County and Dane County (Madison) courts produce moderate verdicts. Workers' comp is required for employers with three or more employees — premiums average $8-$13 per $100 of payroll. Wisconsin's competitive insurance market and moderate legal environment keep costs near the Midwest average.
FAQs — Wisconsin Trucking Insurance
Primary liability averages $7,000-$12,000 annually. Total insurance runs $9,500-$16,500. Wisconsin's moderate courts and competitive market keep costs near the Midwest average. Dairy and agricultural carriers have standard premium classifications.