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Reefer Earnings in North Dakota

How much can reefer owner-operators earn in North Dakota (ND)? Estimated rates, gross and net monthly income, cost of living impact, fuel costs, and top lanes in the Midwest region.

Reefer Earnings Overview — North Dakota

Rate Per Mile

$2.81

+0.4% vs national

Est. Gross Monthly

$25,290

+6.3% vs national

Est. Net Monthly

$15,518

After COL-adjusted expenses

North Dakota vs National Average

MetricNorth DakotaNational AvgDiff
Rate/Mile$2.81$2.80+0.4%
Gross Monthly$25,290$23,800+6.3%
Est. Net Monthly$15,518$15,470+0.3%
Cost of Living99 (Average)100 (Baseline)-1%
Fuel Tax23.0c/gal~32c/galBelow avg

Cost of Living Impact in North Dakota

COL Index: 99Average cost of living

North Dakota's below-average cost of living (index 99) is a genuine advantage for reefer owner-operators. Your $2.81/mile rate stretches further here — fuel, food, housing, and operating costs are all lower than the national baseline. This makes ND one of the better states for net take-home pay.

Estimated Monthly Expense Breakdown

CategoryEst. Monthly% of Gross
Fuel$4,50717.8%
Insurance$1,0124.0%
Truck Payment / Lease$1,8007.1%
Maintenance & Repairs$1,0124.0%
Tires$3001.2%
Permits & Licenses$1490.6%
Food & Living$7923.1%
Phone / Software$2000.8%
Total Expenses$9,77238.6%
Net Take-Home$15,51861.4%

Expenses adjusted for North Dakota's cost of living index (99). Actual costs vary by individual circumstances.

Fuel Cost Impact in North Dakota

23.0c/gal fuel tax

North Dakota's fuel tax of 23.0 cents/gallon is below the national average (~32c), giving reefer carriers a fuel cost advantage. At 5-6 MPG, this saves approximately $135/month compared to higher-tax states. Combined with moderate freight volume, ND offers solid margin potential.

Top Reefer Lanes from North Dakota

1Chicago IL → Minneapolis MN
2Kansas City MO → St. Louis MO
3Columbus OH → Indianapolis IN
4Milwaukee WI → Detroit MI

Reefer Earnings — North Dakota vs Nearby States

StateRate/MileGross/MoFuel Tax
North Dakota (ND)$2.81$25,29023.0c
Illinois (IL)$3.11$27,99046.7c
Indiana (IN)$3.05$27,45033.0c
Iowa (IA)$2.80$25,20030.0c
Kansas (KS)$2.79$25,11024.0c

Maximize Your Reefer Earnings in North Dakota

A good dispatch service works on the three levers that move your per-mile rate: load negotiation, reduced deadhead, and detention pay recovery.

Reefer Earnings in North Dakota — FAQ

Based on our rate engine, reefer owner-operators in North Dakota can expect approximately $2.81/mile, translating to ~$25,290 gross monthly. After estimated expenses of ~$9,772/month, net take-home is approximately $15,518/month. Actual earnings vary by lanes, experience, and negotiation skills.
Our model puts North Dakota at $2.81/mile for reefer, against a baseline of $2.80/mile for that equipment class. The state's cost of living index is 99 (Average), and the fuel tax is 23.0c/gal. With moderate freight volume and an owner-operator friendliness score of 7/10, ND is a strong market for reefer carriers.
The top expenses for reefer operators in North Dakota are: fuel (~$4,507/mo), truck payment (~$1,800/mo), insurance (~$1,012/mo), and maintenance (~$1,012/mo). North Dakota's cost of living (average) affects food, lodging, and living expenses. Total estimated monthly expenses: ~$9,772.
Top reefer freight lanes in the Midwest region include: Chicago IL → Minneapolis MN; Kansas City MO → St. Louis MO; Columbus OH → Indianapolis IN; Milwaukee WI → Detroit MI. North Dakota's key freight corridors run along I-94 and I-29, connecting Fargo, Bismarck, Grand Forks. Securing consistent round-trip loads minimizes deadhead and maximizes net earnings.
North Dakota's fuel tax is 23.0 cents/gallon, which is below the national average of ~32c. For a reefer averaging 5-6 MPG and running ~8,000 loaded miles/month, this translates to ~$345/month in state fuel tax alone.

Want to hit the top of these reefer numbers in North Dakota?

Our dispatch team looks for the high-paying reefer lanes, negotiates your rates, and works to keep you loaded.