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How much can power only owner-operators earn in Illinois (IL)? Estimated rates, gross and net monthly income, cost of living impact, fuel costs, and top lanes in the Midwest region.
Rate Per Mile
$1.92
+12.9% vs national
Est. Gross Monthly
$19,200
+32.9% vs national
Est. Net Monthly
$11,101
After COL-adjusted expenses
| Metric | Illinois | National Avg | Diff |
|---|---|---|---|
| Rate/Mile | $1.92 | $1.70 | +12.9% |
| Gross Monthly | $19,200 | $14,450 | +32.9% |
| Est. Net Monthly | $11,101 | $9,393 | +18.2% |
| Cost of Living | 106 (Above Average) | 100 (Baseline) | +6% |
| Fuel Tax | 46.7c/gal | ~32c/gal | Above avg |
Illinois has a roughly average cost of living (index 106). Power Only rates of $1.92/mile translate well to real purchasing power. Operating expenses are in line with national norms, making IL a balanced market for power only owner-operators.
| Category | Est. Monthly | % of Gross |
|---|---|---|
| Fuel | $3,256 | 17.0% |
| Insurance | $768 | 4.0% |
| Truck Payment / Lease | $1,800 | 9.4% |
| Maintenance & Repairs | $768 | 4.0% |
| Tires | $300 | 1.6% |
| Permits & Licenses | $159 | 0.8% |
| Food & Living | $848 | 4.4% |
| Phone / Software | $200 | 1.0% |
| Total Expenses | $8,099 | 42.2% |
| Net Take-Home | $11,101 | 57.8% |
Expenses adjusted for Illinois's cost of living index (106). Actual costs vary by individual circumstances.
Illinois's fuel tax of 46.7 cents/gallon is significantly above the national average (~32c). For power only carriers averaging 5-6 MPG, this adds roughly $221 per month to fuel costs compared to the national baseline. Factor this into your rate calculations when bidding on IL lanes.
| State | Rate/Mile | Gross/Mo | Fuel Tax |
|---|---|---|---|
| Illinois (IL) | $1.92 | $19,200 | 46.7c |
| Indiana (IN) | $1.92 | $19,200 | 33.0c |
| Iowa (IA) | $1.75 | $17,500 | 30.0c |
| Kansas (KS) | $1.73 | $17,300 | 24.0c |
| Michigan (MI) | $1.83 | $18,300 | 26.3c |
A good dispatch service can boost your per-mile rate by $0.15-$0.40 through better load negotiation, reduced deadhead, and detention pay recovery.