Founded
2010
Monthly Range
$1,100-3,500/mo
Coverage Types
5
Deductible
$2,500-10,000
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Our Review
Simplex Group is a trucking services company based in Countryside, Illinois, that bundles insurance with other services like IFTA filing, permits, drug testing, and compliance support. They target new carriers and owner-operators who need a one-stop shop for getting their trucking business off the ground. Simplex works with multiple insurance carriers to place policies for operators that traditional markets may decline, including brand-new authorities and drivers with limited experience. Their bundled approach simplifies the startup process but comes at a cost premium.
Pros
- One-stop shop bundles insurance with permits, IFTA, drug testing, and compliance
- Willingness to work with brand-new authorities and first-time owner-operators
- Bilingual support staff (English and Spanish) serving a diverse driver base
- Helps navigate the overwhelming startup process for new trucking businesses
- Access to multiple carrier markets through their brokerage relationships
Cons
- Premiums are typically higher than going directly to carriers or established agents
- Bundled services model can lock you into paying for services you don't need
- Mixed online reviews regarding service responsiveness and follow-through
- Transparency around commissions and markups on bundled services could be improved
Our Verdict
Simplex Group serves an important purpose for brand-new trucking operators who need to get everything set up quickly and don't know where to start. Their bundled approach — insurance plus permits plus compliance plus drug testing — simplifies an otherwise overwhelming process. However, you pay a premium for that convenience, and as your operation matures, you'll almost certainly find better insurance value by working with a dedicated trucking insurance agent or going directly to carriers. Think of Simplex as training wheels: helpful when you're starting out, but something you'll eventually outgrow.
Pricing & Premiums
Monthly Premium
$1,100-3,500/mo
Deductible Range
$2,500-10,000
Simplex's insurance pricing reflects their target market of new and higher-risk operators. Their rates include their brokerage margin on top of the underlying carrier's pricing. For brand-new authorities, Simplex may be one of few options available, which limits price competition. As operators build experience and clean records, they typically save money by transitioning to direct carrier relationships or established independent agents. Simplex bundles insurance with compliance services, making it difficult to isolate the pure insurance cost.
Coverage Types Available
- Primary Liability
- Physical Damage
- Cargo
- Non-Trucking Liability
- Bobtail
Coverage Options
- Primary Liability
- Physical Damage
- Cargo
- Non-Trucking Liability
- Bobtail
Feature Comparison
| 24/7 Claims | |
| In-House Claims | |
| Risk Management | |
| Safety Programs | |
| Online Portal | |
| Mobile App | |
| Flexible Payment | |
| Multi-Truck Discount |