Founded
1956
Monthly Range
$900-2,800/mo
Coverage Types
5
Deductible
$1,000-5,000
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Our Review
Great West Casualty Company has been insuring truckers since 1956 and is one of the most respected names in commercial trucking insurance. Based in South Sioux City, Nebraska, they specialize exclusively in the trucking industry — they don't write personal auto or homeowners policies. This singular focus gives them deep expertise in OTR risk and long-haul operations. Their loss control and safety programs are among the best in the industry, with free driver training resources that can lower your premiums over time.
Pros
- Trucking-only focus means underwriters genuinely understand the industry
- Exceptional loss control and safety training programs included at no extra cost
- Strong reputation for fair claims handling — adjusters know trucks and trucking regulations
- Competitive rates for experienced OTR operators with clean CSA scores
- Financial stability backed by Berkshire Hathaway ownership since 2017
Cons
- Technology platform lags behind competitors — no mobile app, basic online portal
- Quoting requires going through an agent; no direct online quote option
- Premium pricing for local/regional operations — their sweet spot is long-haul
- Limited availability in some northeastern states
Our Verdict
Great West Casualty is the gold standard for long-haul trucking insurance. Their 70-year track record of insuring OTR operators, combined with Berkshire Hathaway's financial muscle, makes them the most reliable choice for serious interstate carriers. Where they fall short is technology — if you want to manage everything from a phone app, look elsewhere. But if you value deep industry expertise, fair claims handling, and safety programs that actually reduce your total cost of risk, Great West is hard to beat.
Pricing & Premiums
Monthly Premium
$900-2,800/mo
Deductible Range
$1,000-5,000
Great West prices aggressively for experienced OTR drivers with 3+ years of clean driving history. They weight CSA scores heavily in underwriting and reward carriers who participate in their safety programs. Fleet discounts start at 3 trucks. New authority holders face steeper premiums but can bring them down through their SafetyFirst training program within the first year.
Coverage Types Available
- Primary Liability
- Physical Damage
- Cargo
- General Liability
- Bobtail
Coverage Options
- Primary Liability
- Physical Damage
- Cargo
- General Liability
- Bobtail
Feature Comparison
| 24/7 Claims | |
| In-House Claims | |
| Risk Management | |
| Safety Programs | |
| Online Portal | |
| Mobile App | |
| Flexible Payment | |
| Multi-Truck Discount |