Founded
2015
Monthly Range
$700-2,400/mo
Coverage Types
5
Deductible
$1,000-5,000
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Our Review
CoverWallet, now part of Aon (acquired in 2020), is a digital insurance platform that lets small business owners — including trucking companies — get quotes and purchase coverage online without lengthy phone calls or in-person agent meetings. Their platform aggregates quotes from multiple carriers, presenting options side by side for easy comparison. While CoverWallet isn't trucking-specific, their technology platform is one of the smoothest in the commercial insurance space, and they can connect you with trucking-focused underwriters through Aon's vast carrier network.
Pros
- Fast online quoting — get multiple carrier quotes in as little as 10 minutes
- Clean, modern platform that makes comparing coverage options intuitive
- Access to Aon's carrier network means broad coverage availability
- Digital certificate management and policy documents accessible 24/7
- No pressure sales — compare options online at your own pace
Cons
- Not a trucking specialist — advisors may lack deep industry knowledge
- Customer support can be slow, especially for complex trucking-specific questions
- The platform is a marketplace, not a carrier — you're ultimately buying from a partner insurer
- Limited ability to customize coverage for specialized trucking operations
Our Verdict
CoverWallet is the right choice for truckers who want a modern, no-pressure shopping experience and are comfortable managing their insurance digitally. Their technology is genuinely excellent — the quoting and comparison experience is far smoother than traditional agent-driven processes. The trade-off is that you sacrifice the deep trucking expertise you'd get from a specialist insurer or agent. If your operation is straightforward (dry van, reefer, standard freight, established authority), CoverWallet can save you time and deliver competitive pricing. For complex or specialized operations, you're better off with a trucking-focused insurer.
Pricing & Premiums
Monthly Premium
$700-2,400/mo
Deductible Range
$1,000-5,000
CoverWallet aggregates quotes from multiple carriers, so pricing varies significantly based on which insurer ultimately writes the policy. Their platform shows you options from 2-5 carriers side by side, with different coverage levels and pricing tiers. Because they're a marketplace, their pricing is generally in line with market rates — they don't consistently undercut or overprice compared to going directly to a carrier or traditional agent. Their value proposition is convenience and comparison, not price leadership.
Coverage Types Available
- Primary Liability
- Physical Damage
- Cargo
- General Liability
- Workers' Compensation
Coverage Options
- Primary Liability
- Physical Damage
- Cargo
- General Liability
- Workers' Compensation
Feature Comparison
| 24/7 Claims | |
| In-House Claims | |
| Risk Management | |
| Safety Programs | |
| Online Portal | |
| Mobile App | |
| Flexible Payment | |
| Multi-Truck Discount |