How does the Love's Fleet Card compare to the Pilot card?

Both are free, single-network cards. Pilot offers higher maximum discounts (15-50 vs 12-45 cents/gal) and has a larger network (750+ vs 600+ stops). Love's is competitive and worth carrying if you fuel at Love's locations regularly. Many carriers carry both.

Can I use Love's and Pilot cards together?

Yes. Since both cards are free with no monthly fees, there is no cost to carrying both. Use the Pilot card at Pilot/FJ stops and the Love's card at Love's stops. This maximizes your discounts at the two largest truck stop chains.

Does the Love's card work at Speedco locations?

Love's owns Speedco and many co-located Love's/Speedco locations accept the fleet card for fuel. However, Speedco maintenance services may be billed separately. Check with the specific location for details.

How do Love's My Love Rewards work with the fleet card?

My Love Rewards points accumulate on qualifying purchases made with the fleet card. Points can be redeemed for fuel discounts, in-store purchases, showers, and other amenities. The points stack on top of your fleet card fuel discount.

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Love's Fleet Card Review

Item: Love's Fleet Card
Rating: 3.9
Author: USA Trucker Choice

Best for: Love's Network

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Network

600+ Love's Travel Stops

Discount Range

12-45 cents/gal

Transaction Fee

Founded

1964

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Our Review

The Love's Fleet Card provides solid fuel discounts at Love's Travel Stops, the second-largest truck stop chain in the US. Similar to the Pilot card, it excels at its own network and offers competitive discounts with no monthly fees. Love's has been aggressively expanding their locations, making this card increasingly useful. However, it's another single-network card that requires pairing with a broader card for full coverage.

Pros

Strong discounts at 600+ Love's Travel Stops nationwide (12-45 cents/gal)
No monthly fees or annual charges — free to carry and use
Love's My Love Rewards program stacks additional savings on purchases
Love's network expansion means more locations each year
Clean facilities and consistent amenities at Love's stops add non-financial value

Cons

Only accepted at Love's Travel Stops — no coverage at other chains
Smaller network than Pilot/FJ (600+ vs 750+ locations)
Technology and online dashboard are basic — limited analytics
Discounts are typically slightly lower than Pilot's card at equivalent volumes

Our Verdict

The Love's Fleet Card is a solid choice for carriers who frequently stop at Love's Travel Stops. The discounts are competitive, there are no fees, and the expanding Love's network makes it increasingly useful. Like the Pilot card, it works best as part of a multi-card strategy — use it at Love's, use Pilot's card at Pilot/FJ, and carry TCS for everywhere else. Carrying all three costs nothing and maximizes savings across the board.

Reviewed 2026-03-01 | Updated 2026-03-06

IFTA Reporting
Fuel Discounts
Mobile App
Real-Time Alerts
Driver PIN Security
Online Dashboard
Purchase Controls
Emergency Fuel Advance

Love's Fleet Card Review

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Our Verdict

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Love's Fleet Card FAQ