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AtoB vs WEX Fleet Card: Modern vs Traditional Fuel Cards

84Very Good

AtoB

Average Score

VS
80Very Good

WEX Fleet Card

Average Score

Winner: WEX Fleet Card

Category Breakdown

Technology

AtoB wins
AtoB92
WEX Fleet Card72

AtoB's mobile-first platform with real-time spending alerts, GPS-verified purchases, and a modern dashboard is a generation ahead of WEX's legacy technology. Managing fuel spend from your phone is seamless with AtoB.

Fuel Discounts

WEX Fleet Card wins
AtoB78
WEX Fleet Card85

WEX's decades-long relationships with fuel retailers provide deeper negotiated discounts at more locations. AtoB's discounts are competitive but their smaller network means fewer high-discount stations.

Spending Controls

AtoB wins
AtoB88
WEX Fleet Card80

AtoB provides real-time spending controls with location verification, purchase category restrictions, and instant alerts. WEX offers controls but with less granularity and slower notification of potential fraud.

Fees

AtoB wins
AtoB85
WEX Fleet Card72

AtoB has a simpler, more transparent fee structure with no hidden charges. WEX's fee schedule includes transaction fees, monthly fees, and potential penalty fees that can add up for smaller fleets.

Network Size

WEX Fleet Card wins
AtoB75
WEX Fleet Card92

WEX is accepted at over 95% of US fuel stations through their merchant network. AtoB's Visa-based card works broadly but fuel-specific discounts are available at fewer locations than WEX's negotiated network.

Score Summary

CategoryAtoBWEX Fleet CardLeader
Technology9272AtoB
Fuel Discounts7885WEX Fleet Card
Spending Controls8880AtoB
Fees8572AtoB
Network Size7592WEX Fleet Card
Overall Average8480AtoB

Our Verdict

WEX wins for established fleets that need the widest possible acceptance network and deepest fuel discounts. Their decades of fuel retailer relationships produce savings that newer entrants struggle to match.

AtoB wins for tech-forward fleets that value real-time controls, transparent pricing, and a modern management experience. Their mobile-first approach makes fleet fuel management less painful.

Large fleets should stay with WEX for the savings. Small fleets and owner-operators should evaluate AtoB for the simplicity.

Frequently Asked Questions

AtoB is a Visa-based fleet card backed by legitimate financial institutions. It works at any gas station that accepts Visa, plus offers enhanced discounts at participating truck stops. It is a real, modern alternative to traditional fleet fuel cards.
WEX fees vary by program but can include $2-$5 per transaction, monthly service fees of $10-$20, and potential late payment penalties. For a fleet fueling 50 times per month, fees can reach $150-$300/month before accounting for fuel savings.
Switching fuel cards is straightforward — distribute new cards to drivers and update any billing automation. The main consideration is losing WEX-negotiated discounts at specific stations. Trial AtoB on a few vehicles first to compare actual net costs before fully switching.

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Published March 25, 2026